InsurTech Archives: Introducing the Third Wave of Peer-to-Peer Insurance

Peer-to-Peer Insurance has moved on a lot since 2010 and the Friendsurance distribution model. Whilst the insurance world waits to see what Lemonade and Besure bring to the market, Rick Huckstep looks at the emergence of the Third Wave of Peer-to-Peer Insurance; the self-governing model. Starting with Teambrella, the Russian InsurTech that uses Bitcoin to hold client…